Terms and Conditions
Welcome to Bankji.com! By accessing or using our website, services, and mobile tools, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully.
1. Acceptance of Terms
By accessing or browsing Bankji.com, you agree to these Terms & Conditions. If you do not agree to these terms, please discontinue using our website and services immediately.
2. Services Provided
Bankji.com provides:
- A searchable bank directory to find bank branches, contact details, and locations across India.
- Free financial calculation tools for estimating Fixed Deposit (FD), Recurring Deposit (RD), and loan EMIs.
- A lightweight mobile companion app (BankLee) for Android.
Important Disclaimer: We do not provide licensed banking, investment, or legal advice. All calculations, estimates, and directory information are provided solely for informational and educational purposes.
3. User Responsibilities
By using Bankji.com, you agree to:
- Use the website and calculators in accordance with applicable Indian laws.
- Not attempt to disrupt, hack, reverse-engineer, or overload our infrastructure.
- Not scrape or mass-extract data in a manner that degrades service for other users.
4. Accuracy & Disclaimer
While we make every effort to keep bank branch records and calculator formulas accurate and up to date, banking rules, deposit schemes, and branch locations change frequently. Users are advised to verify all critical financial figures directly with the respective financial institution before entering into financial agreements.
5. Third-Party Links & Advertisements
Our platform may display links to official bank portals or partner services. We do not control or endorse external websites, and any transactions or interactions conducted on third-party sites are strictly between you and the respective provider.
6. Intellectual Property Rights
All proprietary branding, code, logos, and UI designs on Bankji.com are owned by Bankji. All bank trademarks and names belong to their respective registered institutions and are used solely for identification purposes.
7. Privacy Policy
Your privacy is protected when using Bankji. For details on how cookies and advertisements are handled, please review our Privacy Policy.
8. Governing Law & Jurisdiction
These Terms & Conditions are governed by and construed in accordance with the laws of India. Any disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the competent courts in Mumbai, Maharashtra, India.
9. Contact Information
For any legal or service inquiries, please reach out through our Contact Form.