Uni Card is a type of credit card designed by SBM Bank in India which is famous for its 1/3rd features. This is India’s longest interest free credit card product. The card automatically splits the transaction into 1/3, allowing consumers to pay their monthly expenses in 3 parts over 3 months without any additional charges.
The purpose of the card is that those who are not able to make the full payment in one go can pay in equal installments of 3 months without any interest
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What is Uni Card?
Uni Card is a card which is used like a credit card, if any consumer does shopping under this card, then whatever amount he does for shopping, this card divides it into 3 equal parts, that is, payment to the customer in 3 months. If the consumer wants to make full payment without any additional charge, then Uni Card also gives 1% cashback in return, hence its name is Uni 1/3rd Card.
For example, if a consumer has done 30,000 shopping, then his bill will have to be given as 10,000 per month. If that customer pays 30,000 then he will get 1% cashback in return.
Uni credit card Features and Benefits
Credit up to 1,00,000
● Take Paychek and get fixed credit every month
● Paperless onboarding
● 100% secured & transplant
● 15 days of free credit period each month
● Apply in 3 minutes
Eligibility Criteria Salaried
● Age Group: 21 to 65 years
● Documents Required:
● Identity proof: Any one of the documents – Passport, PAN
Card, Ration Card, Aadhaar Card, Voter ID Card, Driving
Licence, or any other government-approved ID
● Address proof: Any one of the documents – Telephone bill,
Electricity bill, Passport, Ration card, Rental agreement,
Aadhaar card, or any other government-approved ID
Eligibility Criteria Self-employed
● Identity proof: Any one of the documents – Passport, PAN Card,
Ration Card, Aadhaar Card, Voter ID Card, Driving Licence, or any
other government-approved ID
● Address proof: Any one of the documents – Telephone bill, Electricity
bill, Passport, Ration card, Rental agreement, Aadhaar card, or any
other government-approved ID
● Age Group: 21 to 65 years
● Documents Required:
Other Eligibility Criteria
- You must be an Indian resident
- Credit Score should be 700+
How to apply Uni card
Please keep the following documents and details
handy to start the process
● Your PAN card
● Aadhaar card
Open the app and click ‘Apply Now’
01 Check eligibility
● Click on ‘Start Eligibility Check’
● Enter details such as your email id and
pincode
● Enter your PAN card details such as PAN
number, name as per PAN, date of birth and
proceed
● Enter your gender, marital status,
employment type and click on ‘Check
Eligibility Now
02 Complete your KYC
● Enter your Aadhaar number
● Enter the OTP sent to your Aadhaar linked
mobile number and click on ‘Continue’
● Upload your selfie
● Enter your current address
03 Setting up your Paychek
● Click on ‘Setup Paychek’
● Add your bank account where you want your
Paychek and verify
● Check your Paychek summary, accept the
terms & conditions and click on ‘Confirm page’
● To proceed further, verify your device for
additional security, click on ‘Verify Now’
● The amount will be transferred directly to your
savings account in less than 60 seconds
See also- Mobikwik Zip Pay Later
Help & Support
FAQs
What is Uni Paychek?
Paychek is like your ‘other’ salary. Subscribe with a
paperless, one-time set up that takes less than 3 minutes.
Choose an amount and note your date. Your Paycheck
arrives on this date every month
● How can I connect with Uni Paychek
customer care?
You can call on 08068216821
You can also write to the company. The address for the
same is Indiqube Sigma no. 3/B, Nexus Koramangala 3rd
Block SBI Colony, Koramangala, Bengaluru,
Karnataka-560034.