What is Mobikwik Zip ? Credit loan up to 60,000 rupees – Mobikwik Zip Pay Later

Mobikwik Zip Pay Later उपयोग करना काफी आसान है और यदि आप Mobikwik App का उपयोग करते हैं तो आपने इसके बारे में सुना होगा । यहां हम आपको इस बारे में जानकारी देने जा रहे हैं कि Mobikwik Zip Pay Later क्या है और Mobikwik Zip Pay Later शुल्क क्या है, साथ ही आपको शुरुआत से इस सुविधा के बारे में बताने जा रहे हैं ।

Mobikwik Zip Loan (Pay Later) Kya Hai

Mobikwik द्वारा अपने ग्राहकों को दी जाने वाली एक विशेष क्रेडिट सुविधा है इस सुविधा के माध्यम से, ग्राहक 30,000 से 60,000 रुपये 0% ब्याज पर क्रेडिट प्राप्त कर सकते हैं, जिसका उपयोग खरीदारी, बिलों का भुगतान करने जैसी कई गतिविधियों में किया जा सकता है । इस सुविधा के माध्यम से, ग्राहकों को Mobikwik वॉलेट में ऋण की तरह क्रेडिट मिलता है, जिसका उपयोग वे कई ब्रांडों से खरीद के लिए भुगतान करने के लिए कर सकते हैं Mobikwik Wallet ( ZIP Balance में Mobikwik Wallet ) में एक ज़िप बैलेंस दिया गया है । आजकल कई ऑनलाइन प्लेटफ़ॉर्म अपने ग्राहकों को ऋण की सुविधा के लिए फाइनेंस संस्थानों के साथ साझेदारी कर रहे हैं, जिसमें पे लेटर सुविधा का उपयोग कई लोगों द्वारा किया जाता है ।

Benefits of MobiKwik ZIP PayLater

Highlights

• Credit up to 60,000
• Shop now and paylater on 1lakh+brands
• 0% interest facility
• Builds creditscore

ApplicationProcess

Register here: Register here

• Easy & quick
• 100%online
• Minimal documentation

Eligibility Criteria Salaried
● Age Group: 18+ years
● Credit Score: 550+ CRIF
● Documents Required:
● Identity proof: Any one of the documents – PAN Card, Ration
Card, Aadhaar Card, Voter ID Card, Driving Licence
● Address proof: Any one of the documents – Telephone bill,
Electricity bill, Passport, Ration card, Rental agreement,
Aadhaar card
● Income Proof: Salary certificate, Recent salary slip,
Employment letter

Eligibility Criteria Self-employed
● Age Group: 18+ years
● Credit Score: 550+ CRIF
● Documents Required:
● Identity proof: Any one of the documents – PAN Card, Ration
Card, Aadhaar Card, Voter ID Card, Driving Licence
● Address proof: Any one of the documents – Telephone bill,
Electricity bill, Passport, Ration card, Rental agreement,
Aadhaar card
● Income Proof: Certified financials, Recent ITR (Income Tax
Returns), Audited profit and loss statement or balance sheet

Other Eligibility Criteria

● You must be a resident of India
● You must not have activated MobiKwik ZIP before

Application Process

clicking on the link and start the application journey Let’s start!

Register here

• Enter your mobile number and click on
  ‘Send OTP’
  ● Enter the OTP sent to your mobile
  number and verify
• Allow all mandatory permissions to the app
• Enter your Aadhaar number, tick the
• checkbox and proceed
• Enter the security code and
  continue
• Enter the OTP sent
  to your Aadhaar
  registered mobile
  number
  ● Enter your PAN
  and proceed
• Upload your selfie and complete the KYC
  process
• Enter your personal details such as PAN card
  number, date of birth, select your email id,
  accept the terms & conditions and click on‘Continue’

If you are eligible, you will get a credit limit
based on your credit score and profile, click
‘Accept and Continue’

Help & Support
FAQs

How does Pay Later work?
ZIP Pay Later is very easy to use. You get a credit up to
60,000. You can use that money to pay bills, order
groceries, food, medicines or shop for anything online
and simply pay the bill via ZIP. Your ZIP bill will be
generated twice a month, after 15 days. So this means
you can shop all you want and simply pay it back later.
The credit disbursed to a user via MobiKwik is at 0%
interest if the bill is paid on time.
● Where can we use Pay Later?
ZIP Pay Later can be used at 1 Lakh+ brands to order
groceries, medicines, food, clothes, electronics; pay
bills like electricity, gas, water, DTH, mobile; or shop for
anything online as per your necessity or wish.

How can I use Pay Later?
Your Zip balance will be available for merchants to use.
So, while making a payment on any online brand, you
just need to select MobiKwik as your preferred
payment mode and your transaction will be completed
instantly.
● How can I get the Pay Later facility?
You can avail ZIP Pay Later facility by MobiKwik. It is
very easy to activate. You just need to sign up on the
MobiKwik app, click on ‘See All Services’, then click on
‘ZIP/ Pay Later’. Now you just have to click on ‘Activate
ZIP’! It’s done.

• What happens if I don’t pay MobiKwik Zip loan?

Limit of this facility may be frozen if the User fails to make payment by the due date and no further transaction will be allowed using Zip Services. MobiKwik and/or the Lending Partner will share the repayment schedule as part of the Loan Documents at the ti

• Does MobiKwik Zip affect cibil score?
  MobiKwik’s ZIP credit can be used for various purposes. However, it is important to use it responsibly and only use your credit limit when you need to make a purchase. This will help build your credit score by ensuring that you pay off the balance in full every month.
• How does MobiKwik Zip EMI work?
  ZIP EMI is a credit line of upto 2 lakhs offered by our lending partners where the amount can be withdrawn to your bank account with repayment tenure of upto 24 months.

● How can I get the Pay Later facility?