IDFC Bank Credit Card – Apply For Lifetime Free Credit Card Online

Apply for a lifetime free IDFC First bank credit card online in just a few clicks. Enjoy exciting benefits and rewards while managing your finances conveniently. Apply now!

idfc Credit card

Joining fee

  • No Fee
  • Annual fee
  • No Fee
  • Credit Limit
  • Upto 5 Lakhs

IDFC bank Apply

Free Credit Card Online: Click Here

Benefits of IDFC FIRST Bank Credit Card

Movies

  • Avail discounts from 25%-50% on movies Dine-in
  • Up to 20% OFF on dining in at 1500+ restaurants

Benefits of IDFC FIRST Bank Credit Card

Shopping

  • 6X rewards on online purchases
  • 50+ In-app discounts*
  • 5% cashback on first EMI done within 90 days

Others

  • Complimentary lounge & golf access on
  • Earn rewards that never expire
  • Zero over-limit fees, zero add-on charges
  • Interest-free cash withdrawal from ATMs
  • 3X rewards on offline & rental spends
  • Lifetime FREE Credit Card
  • Personal Accident cover and Zero Lost

Eligibility Criteria Salaried

Age Group: 25 Years & above

Income Range: 30,000+

Documents Required:

  • Identity proof: Any one of the documents – Passport, PAN Card, Ration Card, Aadhaar Card, Voter ID Card, Driving Licence
  • Address proof: Any one of the documents – Telephone bill, Electricity bill, Passport, Ration card, Rental agreement, Aadhaar card
  • Income Proof: Salary certificate, Recent salary slip, Employment letter

Eligibility Criteria Self-employed

Age Group: 27 years and above

Income Range: ITR>5 Lakhs with mandate

Documents Required:

  • Identity proof: Any one of the documents – Passport, PAN Card, Ration Card, Aadhaar Card, Voter ID Card, Driving Licence
  • Address proof: Any one of the documents – Telephone bill, Electricity bill, Passport, Ration card, Rental agreement, Aadhaar card
  • Income Proof: Certified financials, Recent ITR (Income Tax Returns), Audited profit and loss statement or balance sheet

Other Eligibility Criteria

  • You must be a resident of India
  • You should have an existing Credit Card

Application Process-

 Apply for Credit Card Online

Click Here

  1. Enter your details and click on ‘Get OTP’
  2. Enter the OTP, accept T&C and
  3. click on ‘Proceed’
  4. Enter the PAN number, gender, address details and proceed
  5. Enter few more details such as occupation, company name, etc. and click on ‘Continue’
  6. The best offer is shown on the screen if a customer is eligible for a credit card. Click on ‘Get your card’
  7. Select a bank, upload a bank statement and click on ‘Proceed’
  8. Note: Document upload basis offer chosen: Bank Statement- Salary Account, Latest ITR or Credit Card Statement
  9. Enter the personal details such as name, marital status, etc., and click on ‘Proceed’
  10. Enter office details such as address, phone number, etc., select card preferences and click on ‘Proceed’
  11. Add Card preference details
  12. Enter KYC details such as Aadhaar number and click on ‘Proceed’
  13. Enter the OTP sent to the registered Aadhaar mobile number and click on ‘Submit’
  14. Accept the terms and conditions, enter the OTP and click on ‘Proceed’
  15. Enter OTP sent on Aadhaar registered Mobile Number
  16. Complete live video KYC by connect now or schedule a call

FAQs

  • Is there a Joining/Membership fee for IDFC FIRST Bank Credit Cards?

No joining or membership fee is applicable on any of the Help & Support IDFC FIRST Bank credit cards.

● Is there an expiry date on the reward points accrued on my card?

No, the reward points earned on your IDFC FIRST Bank Credit Card do not have an expiry date

  • What are the current offers available on IDFC FIRST Bank credit cards?

IDFC FIRST Bank Bank Credit Cards are loaded with a host of benefits, offers & features. Some of them are listed below and applicable according to the card variant available with you:

Lifestyle benefits: Discounts on shopping, dining & movies, complimentary round of golf every month, etc.

Travel benefits: Complimentary airport lounge access

Other benefits: Various online discounts on the app, discounts on health and wellness outlets, etc.

Congratulations!

Apply Free Credit Card Online: Click Here

Enjoy the Benefits of IDFC FIRST Bank Credit Card.

 

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